The third quarter of 2026 marked another important period for Accord-Aces as the Finance Department continued strengthening collection management, maintaining operational liquidity, and supporting the company’s financial obligations.
Throughout July, August, and September, our collection activities played a vital role in sustaining the company’s day-to-day operations, supporting manpower-related financial requirements, and providing resources for the partial repayment of outstanding company loans.
These developments highlight the importance of disciplined financial management, timely client collections, and close coordination among Finance, Operations, and Account Management.
Our collection performance during the third quarter reflected varying monthly collection levels, with a particularly encouraging recovery in September.
Based on the total collections generated during the quarter, the monthly distribution was as follows:
| Financial Indicator | Q3 2026 Result | Key Message |
|---|---|---|
| September Collection Share | 40.69% | Highest monthly contribution to quarterly collections |
| September Collection Growth | +75.7% | Significant recovery compared with August |
| Quarterly Collection Distribution | 100% | Total collections across July, August, and September |
September emerged as the strongest collection month, contributing 40.69% of total quarterly collections, followed by July at 36.15% and August at 23.16%.
More importantly, September collections increased by 75.7% compared with August, demonstrating a significant recovery in collection performance toward the end of the quarter.
This improvement helped reinforce our cash position and supported the company’s continuing financial commitments.
Despite the lower collection performance recorded in August, the Finance Department achieved a significant recovery in September.
The improvement underscores the importance of consistent collection monitoring, timely follow-ups, and close coordination with clients regarding outstanding receivables.
Maintaining this momentum will remain a priority as we enter the final quarter of the year.
One of the important financial developments during the quarter was the company’s ability to allocate funds toward the partial repayment of outstanding loan obligations.
This reflects our continuing commitment to responsible financial management and the gradual reduction of financial liabilities.
By balancing operational requirements with scheduled financial obligations, the company aims to strengthen its financial position and manage future borrowing costs.
Effective cash flow management remains essential to ensuring that Accord-Aces can consistently meet its operational and financial commitments.
During the quarter, collection proceeds supported the company’s ongoing operating requirements while providing flexibility to address other financial obligations.
The Finance Department continues to prioritize the proper monitoring of cash inflows and outflows, ensuring that available resources are allocated responsibly and in accordance with business priorities.
Successful collection management is not solely the responsibility of the Finance Department. It requires the collective efforts of our Account Heads, Operations Team, and other departments involved in client servicing, billing documentation, and payment coordination.
Timely submission of billing requirements, accurate documentation, and proactive communication with clients all contribute to improving collection efficiency.
As we continue strengthening our financial processes, we encourage every department to recognize the importance of accurate and timely reporting in supporting the company’s overall financial stability.
Efficient operations, accurate billing, and timely collections work together to sustain a financially responsible organization.
As we approach the final quarter of 2026, the Finance Department remains focused on sustaining collection performance, strengthening receivables management, and maintaining sufficient liquidity to support the company’s operating requirements.
Our priorities include maintaining proactive follow-ups on outstanding accounts, minimizing delays in client payments, and ensuring that scheduled financial obligations remain aligned with projected cash inflows.
We will also continue reviewing collection trends, particularly accounts affected by the August slowdown, to identify opportunities for improving payment coordination and reducing overdue receivables.
I would like to recognize the efforts of our Finance Team and extend my appreciation to our Account Heads, Operations Team, and other departments for their continued cooperation in supporting our financial processes.
As Accord-Aces continues to grow, maintaining financial discipline will remain essential to sustaining our operations, supporting our workforce, and preparing the organization for future opportunities.
Because financial stability is not measured by collections alone, but by how effectively we manage our resources, fulfill our obligations, and prepare for sustainable growth.
Together, let us finish 2026 with stronger financial accountability, improved collection efficiency, and a shared commitment to organizational success.